Affordable Term Life Insurance

Protecting your family

If you're looking for an affordable life insurance plan, term life is likely a good option to consider. Term life insurance provides coverage for a specified number of years, or term - 10, 20 or more. A term policy does not accrue any cash value, so the payments tend to be more affordable. The keys to choosing an plan are flexibility and stability. You want to choose a life insurance provider that can deliver an affordable policy customized to your needs and financial resources. And you want to get insurance from a stable company that you know will be there for you when you need it. That's why so many look to John Hancock Life Insurance Company for their affordable term life insurance needs.

John Hancock: affordable term life and other insurance products

John Hancock's long term success is based on providing affordable quality life insurance and investment products, and remarkable dedication to serving the financial needs of our customers. When you come to John Hancock for affordable term life insurance, you can be confident that you are choosing a stable and secure company that can not only help you protect your loved ones, but achieve your financial goals as well. Your John Hancock representative is part of an experienced and talented team of financial professionals who can help you choose the right plan, and help you with other insurance and investment strategies as well.

Term vs. whole vs. universal - which life insurance is most affordable for you?

When choosing right life insurance plan, it's important to consider your financial goals as well as your current financial circumstances. When you are just starting out in life, or if you're beginning an new career or starting a family, term life insurance may be the most affordable, because premiums are dedicated solely to providing protection for your family or your business should something happen to you. But if you have a little more freedom financially, you may want to consider whole or universal life insurance as an affordable way to build long term wealth. Unlike term insurance, whole or universal life is permanent insurance, which you keep your entire life, and it accumulates cash value that can be used for retirement or kept for your survivors. Your John Hancock representative can help you analyze your needs and choose the right affordable life insurance to fulfill your long term financial goals.