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FIXED ANNUITIES

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Designed to help you make the most of your future. Guaranteed.

Some retirement products offer competitive rates. Others offer guarantees. Still others provide the security of doing business with a stable, well-established company. With a John Hancock fixed annuity1 you get all three. And much more.

Risk and retirement don't mix. But even if you choose the safety of a fixed annuity to anchor your retirement plan, you still need to be certain you get the right fixed annuity.

Choosing what's appropriate for you.

The more choices you have, the better your chances of getting the best product for you. With a John Hancock fixed annuity you choose how to fund it (one or more contributions), the length of time you earn guaranteed interest, when to withdraw funds, and the amount of your withdrawals.

Stability you can count on.

The stability of an annuity mirrors the stability of the company behind it. John Hancock has consistently ranked in the top three life insurance companies for financial strength and stability.

A reputation you can trust.

For many decades, John Hancock has provided high quality fixed annuities. This track record, combined with our investment expertise, ensures that your annuity will help deliver a predictable and appropriate source of income.

1. An annuity is a long term contract designed for retirement purposes, such as asset accumulation, distribution and transference, and may not be suitable for meeting short-term objectives. All guarantees are subject to the claims-paying ability of the issuing insurance company.

Policy Form Series: 03GPA, 03GPAGRP, 00NHCI, 01NHCIG

LEARN THE BASICS
OUR FIXED ANNUITY PRODUCTS 1

Guaranteed Principal Annuity (GPA) Plus - Fixed Deferred Annuity
Offers security and flexibility through tax-deferred earnings, multi-year rate guarantees and the ability to earn higher interest rates at certain dollar amounts.

John Hancock Managed Annuity - Fixed Immediate Annuity
Provides a steady and reliable income stream for retirement. The choice is yours - customize an income stream based on a specific dollar amount or duration of time. Or, you can establish an income payout for one or more people. This income is based on a guaranteed interest rate, locked in at the time of purchase.

1. Certain features may not be available in all states.
Career Center For Financial Professionals For Benefits Managers
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At John Hancock, we want to enable you to realize the promises you make to yourself. Founded as a life insurance company, today John Hancock is one of the leaders in providing financial services and products that assist you in building the future you desire. Offering a broad mix of competitive insurance, investment and retirement products - including term, whole and universal life insurance, annuity products, mutual funds1 and more - John Hancock delivers the financial tools you need to fulfill the promises you make for the future. Offering everything from college savings plans, retirement planning and retirement plan services, estate planning advice and more, John Hancock can provide you and your financial planning advisor or financial planning firm with the products to help you realize your promises and meet tomorrow with confidence. And if you're interested in working in financial services, careers at John Hancock offer rewarding opportunities to help others achieve their promises for the future.