John Hancock Life Insurance Company ("John Hancock")

Helping you get the care you need without sacrificing much of what you've worked for.

No matter how well off you are financially, the cost of long term care could severely impact your life's savings. A John Hancock long term care (LTC) insurance policy can provide the protection you need. It can also help you retain your independence, even if an accident or illness takes away your ability to care for yourself.

Recover at home
People who need care overwhelmingly prefer to receive care in their homes, where they are comfortable and supported by friends and family. That's why we've designed our LTC Insurance policies to help you receive the high quality care you need at home. Of course, if you receive care in an assisted living facility¹, a nursing home or adult day care, we cover that too.

Choose a Long Term Care Insurance leader
John Hancock was one of the first companies to offer long term care Insurance for groups and individuals. Our first policy was issued in 1987. Today - with more than 850,000² long term care insurance policyholders - we are one of the leaders in the LTC Insurance marketplace.

Get a top product
John Hancock's LTC insurance products provide both built-in benefits and optional cost riders to address your specific needs at key stages of life. We offer a selection of LTC policies that cover individuals, couples, and even families.

Rely on our strength
John Hancock is the second largest life insurance and long term care insurance company in North America³. This success has helped us to consistently rank as one of the highest-rated insurance companies for financial strength and stability, as judged by the major rating agencies⁴.

Long term care insurance products and options vary by state. Ask your financial professional (insurance agent) what products and options are right for you.

The Long Term Care Insurance policy describes coverages under the policy, exclusions and limitations, what you must do to keep your policy in force, and what would cause your policy to be discontinued. Please contact a licensed agent or John Hancock for more information, costs and complete details on coverage.

Long Term Care Insurance is underwritten by John Hancock Life Insurance Company, Boston, MA 02117

Policy Series LTC-03, BSC-03
In Idaho, policy form LTC-03 ID, BSC-03 ID
In North Carolina, LTC-03 NC, BSC-03 NC
In Oklahoma, LTC-03 OK 10/03, BSC-03 OK 10/03
In California, Florida: Policy Series LTC-02
Not a solicitation or advertisement to users residing in Kansas or North Carolina

LTC-2988

1. In California, licensed as a Residential Care Facility.
2. This number is comprised of, Individual Policyholders: 402,767; Group Policyholders: 226,812;
  LTC Partners: 102,663; Fortis Individual Policyholders: 122,135.
3. LIMRA Market Report, 2004.
4. Ratings as of September 29, 2005.

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