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SIGNATURENOTES

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Helping to build the foundation of a stable future.

SignatureNotes are fixed-rate investments with maturities ranging from one to 30 years. Typically, the longer the maturity, the higher the interest rate.

Low minimum. SignatureNotes are ideal for anyone wishing to set up a fixed-income portfolio offering regular interest payouts and capital preservation. A minimum investment of $1000 is required and increases must be made in increments of $1000.

High flexibility. SignatureNotes are flexible enough to match virtually anyone's investment strategy. They offer a wide variety of maturity dates and structures. Interest payouts can be scheduled monthly, quarterly, semi-annually or annually.

Experience, expertise. Over the years, we have gained the investment expertise to ensure a predictable source of income for clients with vastly differing needs.

Security for volatile times. In uncertain times, security becomes even more vital. John Hancock offers you financial strength.

This is not a solicitation of offers to purchase or an offer to sell any securities. An offer to purchase SignatureNotes can only be made by means of a prospectus. You may obtain a copy of an applicable prospectus by visiting www.signaturenotes.com.

OUR SIGNATURENOTES PRODUCTS

John Hancock SignatureNotes
Fixed-rate investments with maturities ranging from one to 30 years, offering a low minimum and high flexibility.

Career Center For Financial Professionals For Benefits Managers
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At John Hancock, we want to enable you to realize the promises you make to yourself. Founded as a life insurance company, today John Hancock is one of the leaders in providing financial services and products that assist you in building the future you desire. Offering a broad mix of competitive insurance, investment and retirement products - including term, whole and universal life insurance, annuity products, mutual funds1 and more - John Hancock delivers the financial tools you need to fulfill the promises you make for the future. Offering everything from college savings plans, retirement planning and retirement plan services, estate planning advice and more, John Hancock can provide you and your financial planning advisor or financial planning firm with the products to help you realize your promises and meet tomorrow with confidence. And if you're interested in working in financial services, careers at John Hancock offer rewarding opportunities to help others achieve their promises for the future.