Putting a high level of security for your family within reach.

Life insurance is indispensable - especially for young families just starting out, who often have limited resources. Term life insurance makes the indispensable affordable.

Why would I want term life Insurance?
John Hancock offers a wide range of choices to fit your needs - whether you're looking to protect the dream of a college education, or to have the funds available to pay off the balance of your mortgage, should something happen to you.

Convert to permanent coverage.
If your financial circumstances change and you're able to pay a higher premium, you may want to convert your term policy to permanent life insurance - a policy that accumulates cash value on a tax deferred basis. Term policies generally have conversion options.

Term insurance on your terms.
Our goal is to help you deal with unforeseen circumstances as effectively as possible. So, we offer you options, called riders, which can be purchased for additional protection, and added to the basic policy.

Security you can count on.
Security depends upon strength and stability. You'll find it here. In fact, John Hancock is consistently rated as one of the top 15 life insurance companies for financial strength and stability as judged by the major rating agencies.

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