At John Hancock, we're all about helping you plan for the future and so that you can fulfill your dreams for tomorrow. Founded as a life insurance company, today John Hancock is a leading provider of financial services and products that enable you to take control of your finances and create the future you desire. With John Hancock's competitive products -- including term life insurance, universal life insurance, long term care insurance, Mutual Funds¹, annuity products and more – – these tools can help you to achieve financial security for your family, and do the things you've always wanted to do. A John Hancock Financial Network^* Investment Advisor Representative today is much more than a life insurance agent. Offering everything from college savings plans to 401(k) plans, and retirement planning to estate planning services – as well as the right life insurance policy for every stage of life – John Hancock Financial Network* Investment Advisor professionals provide comprehensive financial planning services that truly allow you to realize your dreams and meet tomorrow with confidence. And if you're interested in working in financial services, careers at John Hancock offer rewarding opportunities to help others achieve their hopes for the future.

¹A fund’s investment objectives, risks, charges and expenses should be considered carefully before investing. The prospectus contains this and other important information about the fund. Please read the prospectus carefully before investing or sending money. For a prospectus and more information please click here www.johnhancock.com.

^*A servicemark of John Hancock Life Insurance Company and its affiliated companies including Signator Investors, Inc., a broker dealer and registered investment Advisor.