Long Term Care Insurance

Providing a lifetime of security

It's one of the most discomforting aspects of growing older - the idea that you may become incapacitated and need long term care. With little help from standard health insurance, disability insurance, Medicare or Medicaid, it would easy to find yourself having to make some difficult decisions: do you sacrifice the quality of your care or spend down the life savings you worked so hard to accumulate? Luckily, long term care insurance is available to solve this dilemma and offer you the security that your life long savings will not be needed to pay for the high cost of long term care at some point in your life. Long term care insurance is there to protect you and your family should you need it.

John Hancock: insurance for long term care and more

When you turn to John Hancock, you are partnering with a company with a history of success. Since 1862, John Hancock has provided quality insurance products with a firm commitment to the care and service of its clients. In addition to long term care insurance, John Hancock representatives can offer you robust financial strategies to help you achieve your financial goals, protect your family and help you to financially prepare for retirement. John Hancock financial professionals provide objective analysis of your goals and needs, and offer innovative and reputable products to help you secure your future.

The benefits of long term care insurance

Long term care insurance ensures you will receive quality long term care, should you need it. If you are beset by illness but can remain in your home, insurance will cover the cost for in-home help with the activities of daily living, such as tasks of eating, dressing and bathing. Should you fall prey to a debilitating illness such as Alzheimer's and need nursing home care, your insurance will provide you with the choice of receiving high-quality care where you wish. It's never too early to purchase insurance - it's cheaper when you're young, and you never know what the future holds. Even people in their early to middle years may have need of long term care.

For more information about John Hancock Life Insurance Company's long term care insurance products, click here.