Use our tools and calculators to maximize your retirement potential, reach your investment goals, manage your day-to-day budget, and strategically plan for your future.

 

College Planning

Although saving for college can seem overwhelming, remember that every contribution you make towards your child's education can add up over time. Use these tools and calculators to project college costs, gain important insight into available financing options, and learn about potential tax advantages.

College Savings Planner »
Take a closer look at how to fund college for one or more students by taking into account total estimated costs, time frames, monthly investments and other key factors.
Cost of Waiting »
Understand the financial benefit of starting to save for college early and determine how much extra you are likely to need if you wait.
Financial Aid Estimator »
Discover your potential eligibility for financial aid and see how using a 529 savings plan, or other vehicle that's treated as a parental asset, may help in receiving aid.

View More College Savings Calculators»

 

 

Retirement

It’s never too late to start planning for your retirement. Use these calculators to see if you are on the right track, calculate your goals, and gain peace of mind about your future.

Rollover Planner »
If you are expecting a lump sum distribution, this tool allows you to examine the various tax-treatment options available.
What will my income be after I retire»
This tool considers your age, expected length of retirement, estimated living expenses and how much you wish to leave to your heirs, among other factors, in calculating your retirement income.
Am I saving enough?»
Provide simple answers and this tool and evaluate factors you can change (how much you currently save, how long you will work) and the ones that are beyond your control (inflation, tax rates) for a complete picture.

View More Retirement Tools and Calculators»

 

 

401(k)

2013 Contribution and Benefits Limits»
Maximize your retirement potential today by contributing to a John Hancock 401(k) Plan or Mutual Fund IRA.

 

Life Insurance

Life Expectancy Calculator»
Are you prepared for the possibility of outliving your retirement income, meeting long-term care or disability needs?

 

Long-Term Care

Cost of Care Calculator»
No matter how financially secure you are, the cost of long-term care could severly impact your life's savings. That's why long-term care insurance can help provide the protection you and your family need.

 

If your state or your designated Beneficiary’s state offers a 529 plan, you may want to consider what, if any, potential state income-tax or other benefits it offers before investing. State tax or other benefits should be one of many factors to be considered prior to making an investment decision. Please consult with your financial, tax, or other advisor about how these state benefits, if any, may apply to your specific circumstances. You may also contact your state 529 plan or any other 529 college savings plan to learn more about their features. Please contact your financial consultant or call 866-222-7498 to obtain a Plan Disclosure Document or prospectus for any of the underlying funds. The Plan Disclosure Document contains complete details on investment objectives, risks, fees, charges, and expenses, as well as more information about municipal fund securities and the underlying investment companies that should be considered before investing. Please read the Plan Disclosure Document carefully prior to investing.

John Hancock Freedom 529 is a college savings plan offered by the Education Trust of Alaska, managed by T. Rowe Price, and distributed by John Hancock Distributors LLC through other broker-dealers that have a selling agreement with John Hancock Distributors LLC. John Hancock Distributors LLC is a member of FINRA and is listed with the Municipal Securities Rulemaking Board (MSRB). © 2014 John Hancock. All rights reserved. Information included in this material is believed to be accurate as of the June 2014 printing date.

529 plans are not FDIC insured, may lose value, and are not bank or state guaranteed.


John Hancock Life and Long-term care insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York); and in New York by John Hancock Life Insurance Company of New York, Valhalla, NY 10595 (Life insurance) and John Hancock Life & Health Insurance Company, Boston, MA 02117 (Long-term care insurance).

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