Term Life Insurance Policy

Considering a term life insurance policy?

Term life insurance is a great way to protect your family or your business should anything happen to you. Term life is insurance that provides coverage for a set number of years, called the term, but it doesn't accumulate any additional value the way whole life or universal life does, so the payments are lower. When you're choosing a policy, the important thing to remember is that you need to be able to trust your provider - the insurance company that will issue your term life policy and administer the proceeds to your loved ones in the event of your death. For an insurance company with a name you know and trust, you can turn to John Hancock Life Insurance Company.

Choose John Hancock for your term life insurance policy and more

John Hancock Life Insurance Company is the perfect provider for your life insurance. For more than 140 years John Hancock has been a leader in the insurance industry. Your John Hancock financial professional can help you choose the right policy for you, or direct you to a whole life or universal policy if those options make more sense. John Hancock representatives are licensed to provide a wide variety of life insurance products and investment products as well.

Which life insurance policy best meets your needs: term, whole or universal?

For many people, choosing a life insurance policy can be a confusing experience: which will be the best one for the long term protection of your family? A term life insurance policy is usually less expensive, because the premiums all go to providing financial coverage in the event of a death. A whole life or universal life insurance policy, on the other hand, include an investment component, which might make them more costly on a monthly basis, but a better or more flexible choice in the long term. By analyzing your current financial position, your long term financial goals and your life insurance needs, your John Hancock representative can help you choose the right life insurance policy for you and your family.

For more information on a term life insurance policy from John Hancock Life Insurance Company, click here.