Financial advice tailored to your goals and ambitions
Our advisors take a more personalized approach to your financial goals.
Financial advice tailored to your goals and ambitions
Our advisors take a more personalized approach to your financial goals.
Investing with an advisor: making the shift from DIY
Financial planning misconceptions and why having a plan is important for you
Investment advice versus financial planning
Whether you’re looking for a bit of advice to take on a particular goal or in need of a complete “big picture” financial plan, our advisors can provide the exact amount of help and guidance you need.
Why is financial advice important?
There are few things in life as important as planning and providing for you and your family’s financial future. Working with a financial advisor can help you take advantage of opportunities and avoid costly mistakes. And people who work with a financial advisor and have a written financial plan say they feel more confident about the future.*
How will a financial advisor help me?
Saving for important personal financial goals can be overwhelming — even during the best times. Objective, expert advice can help you prioritize and add clarity to chart out your best course of action. What's more, a financial advisor can work with you to develop a holistic plan that can help guide you through different market conditions and life events.
Why John Hancock?
Quite simply, we offer you more than a century and a half of proven financial experience and expertise. Whether you need a bit of investment guidance, help making sense of your life insurance options, insights on educational or retirement saving, or a fully-developed financial plan, we’re here for you. And we’re always happy to meet with you at your convenience.
How can we help you?
Chat with a CFP® Professional about your goals and choose between a comprehensive or custom financial plan. We’ll create a detailed roadmap tailored to your vision.
Comprehensive plan |
Custom plan |
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| Our approach | As the name implies, a comprehensive plan provides a complete picture of your personal financial situation. It contains all of your financial goals (big, small and in between) and maps out the necessary steps to take to put your plan into action. | A custom plan is much more focused. It is built around a very specific goal or financial priority — be it long or short term. Most often, it’s built around your top financial concern (and may be the one keeping you up at night). |
| Areas of focus | With a comprehensive plan, every financial aspect of your life, every goal, question or concern is considered and accounted for. With the necessary action items spelled out. These include, but are not limited to: Budgeting, Cash-flow, Debt management, Education savings, Estate planning, Insurance and Investments, Life events and milestones, Long-term care, Retirement planning, Special needs and disability planning and Tax management. | We can build a custom plan around any specific action, goal or concern you want to take on and take control of. These include, but are not limited to: Building a budget, Buying a home, Changing careers, Getting married, Funding an education, Paying off debt, Starting a family, Retiring comfortably — and just about anything else you can think of. |
| Best suited for | We recommend a comprehensive plan to people who want to map out their entire financial journey and see how all the pieces fit together. | A custom plan is your best choice if you’re looking to take on a very specific goal or solve a particular financial matter. |
| Cost | $1,300/one time initial | $200/hour |
Ideas to help you reach your goals
Browse our featured insights for new perspectives.
For our current customers
Contact us
1-888-955-5432
M-F, 8AM to 6PM, ET
Mail to:
John Hancock Advice
200 Berkley Street
Boston, MA 02116
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*https://www.prnewswire.com/news-releases/new-research-americans-working-with-a-financial-advisor-are-more-prepared-for-a-recession-300936540.html
1 Additional cost may apply depending on individual situation
2 Total cost will depend on the topic(s) covered and be agreed upon before the plan is built. If your situation changes, you can update your plan annually for a cost of $250. This includes a meeting with your CFP® to review your situation and update your information, and an updated version of your plan with new recommendations based on what’s changed.
Financial planning and investment advice provided by John Hancock Personal Financial Services, LLC (“JHPFS”), an SEC registered investment adviser. Investments: not FDIC insured – No Bank Guarantee – May Lose Value. Investing involves risk, including loss of principal, and past performance does not guarantee future results. Diversified portfolios and asset allocation do no guarantee profit or protect against loss. Nothing on this site should be construed to be an offer, solicitation of an offer, or recommendation to buy or sell any security. Before investing, consider your investment objectives and JHPFS’s fees. JHPFS does not provide legal or tax advice and investors should consult with their personal legal and tax advisors prior to purchasing a financial plan or making any investment.
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