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Premier Benefit IUL is now available! Designed for high-earning professionals in the workplace, Premier Benefit IUL provides life insurance, optional long-term care protection and access to the John Hancock Vitality program through a simple, streamlined application process.
“As a producer, you need a company that stands behind its products and offers personalized support when you need to adjust a policy or help a client make a claim. John Hancock has demonstrated time and time again that it stands behind its products, the producers who sell them, and our clients.”
Matt Hudack, CLU, ChFc President
1. Consumers, 18-60, applying for single-life coverage up to $3 million are eligible for John Hancock ExpressTrack®, with an opportunity for certain applicants to obtain an “instant” underwriting decision. Policy issuance is not guaranteed as any life insurance purchase is subject to completion of an application, including health questions, and underwriting approval. John Hancock will obtain additional information, including but not limited to medical records, to evaluate the application for insurance; and after the policy is issued, to identify any misrepresentation in the application. ExpressTrack not available in New York.
Insurance policies and/or associated riders and features may not be available in all states.
Guaranteed product features are dependent upon minimum premium requirements and the claims-paying ability of the issuer.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.
Premier Benefit IUL Policy Form Series: ICC23 23PBIUL, 23PBIUL