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Year-end is fast approaching. Depending on your age, you may be required to take a required minimum distribution (RMD) by December 31. Register or sign in to your account to view your RMD information under your "My Contracts" tab. While you're signed in, enroll in paperless delivery of your statement and IRS Form 1099-R to receive them when they become available in January.

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John Hancock Annuities are issued by John Hancock Life Insurance Company (U.S.A.), Lansing, MI 48906, which is not licensed in New York. In New York, John Hancock Annuities are issued by John Hancock Life Insurance Company of New York, Valhalla, NY 10595. John Hancock Variable Annuities are distributed by John Hancock Distributors LLC.

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