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    Apple Watch Program

    Earn the latest Apple Watch for as little as $25 plus tax with regular exercise when you purchase life insurance from John Hancock.

    Apple Watch Program

    Earn the latest Apple Watch for as little as $25 plus tax with regular exercise when you purchase life insurance from John Hancock.

    Three smart watches showing the Vitality app and the health app

    Earn your Apple Watch with John Hancock Vitality PLUS:

    Customers who take part in John Hancock Vitality PLUS can order the latest Apple Watch for $25 plus tax. The remaining balance of the watch is divided over 24-monthly installments. The more you exercise each month, the more you'll reduce your monthly payment.

    The Vitality Points you earn towards your Apple Watch can also lead to additional rewards and discounts, including savings on your life insurance premiums

    Learn more about the John Hancock Vitality Program

    Here's how the program works:

    1  Register

    Register for your Vitality member account and complete the Vitality Health Review (VHR).

    2  Order your Apple Watch

    Order your Apple Watch for an initial payment of $25 plus tax.

    3  Earn Vitality Points

    Walk, run, bike, swim or any number of exercises that qualify as Standard or Advanced workouts in the program and earn Vitality Points that go toward your monthly watch payments.

    Monthly payments are based on the number of Vitality Points you earn each month from qualifying activities over a 24-month period.

    Earn 500 Vitality Points from Standard or Advanced workouts each month over two years and you’ll make no additional payments.

    Reduce your monthly payments by earning Vitality Points:

    The graph below shows the amount you may pay for your Apple Watch each month based on the amount of points you earned.*

     

    Earn 0 Vitality Points/month and pay $15/month for your Apple Watch, earn 240 Vitality Points/month and pay $12.25/month for your Apple Watch, earn 360 Vitality Points/month and pay $7/month for your Apple Watch, earn 500 Vitality Points/month and pay $0/month for your Apple Watch

    What qualifies as a Standard or Advanced workout with Apple Watch?

    Device

    Measurement

    Standard workout (20pts/day)

    Advanced workout (30pts/day)

    Apple Watch Step count 10,000 15,000
    Active calories Threshold based on health app data** Threshold based on health app data**
    Other device*** Step Count 10,000 15,000
    Minimum calories burned 200 300

    Heart rate

    60% of max heart rate for 30 minutes 60% of max heart rate for 45 minutes
    Gym attendance 30 minutes or more N/A

    Apple Watch 

    Standard Workout (20 pts/day)

    Step count:

    10,000 

    Active calories:

    Threshold based on health app data**

    Advanced workout (30 pts/day)

    Step count: 

    15,000 

    Active Calories: 

    Threshold based on health app data** 

    Other device***

    Standard Workout (20 pts/day)

    Step count:

    10,000 

    Minimum calories burned:

    200

    Heart rate:

    60% of max heart rate for 30 minutes

    Gym attendance:

    30 minutes or more

    Advanced workout (30 pts/day)

    Step count: 

    15,000 

    Minimum calories burned:

    300

    Heart rate:

    60% of max heart rate for 45 mintues

    Gym attendance:

    N/A

    Compare benefits of Vitality GO & Vitality PLUS

    Learn more

    For our current customers

    Contact us

    Life insurance service center (all states except New York)

     

    Phone: 1-800-387-2747

    TTY: 1-800-832-5282

    M-F, 8AM to 6PM, ET 

     

    New York Service Center

     

    Phone: 1-888-267-7781

    Fax: 617-572-1571

    M-F, 8AM to 6PM, ET 

     

    webmail@jhancock.com

     

    Mail to: 

    Life Post Issue Services
    John Hancock Insurance 

    PO Box 55979
    Boston, MA, 02205

     

    Manage your policy

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    *Monthly cost shown is for Apple Watch Series 6 as of 5/21. Apple Watch SE also available.

    ** Thresholds for Standard and Advanced Workouts are based on sex, height and weight data you provided in the Health app when you linked your Apple Watch to your John Hancock Vitality account. See the Health section of the John Hancock Vitality app for your personal Active Calories thresholds.

    *** Please visit JohnHancockVitality.com to learn how you can earn qualifying workouts using the mobile app, heart rate monitors, pedometers etc.

    Apple Watch program is not available in New York or Puerto Rico. Apple Watches ordered through John Hancock Vitality may not be shipped to addresses in Guam. Once you become a Vitality PLUS member and complete the Vitality Health Review (VHR), you can order Apple Watch by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. After an initial payment of $25 plus tax, over the next two years, monthly out-of-pocket payments are based on the number of Standard Workouts (10,000 to 14,999 steps) and Advanced Workouts (15,000 steps) or the applicable Active Calorie thresholds. The step counts required for Standard and Advanced Workouts are reduced for members beginning at age 71+. One-time upgrade fees plus taxes apply if you choose (GPS + Cellular) versions of Apple Watch, larger watch case sizes, and certain bands and case materials. For more information, please visit JohnHancock.com. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.

    Apple Watch Series 7 requires iPhone 6s or later with iOS  15 or later. Apple Watch SE requires iPhone 6s or later with iOS 14 or later.

    Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancock.com or via telephone at 888-333-2659.

    Rewards and discounts are subject to change and are not guaranteed to remain the same for the life of the policy. John Hancock Vitality Program rewards and discounts are only available to the person insured under the eligible life insurance policy.

    Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.

    Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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