PLEASE NOTE: Services under the Nutrisense membership are provided by Nutrisense directly to the John Hancock Vitality member. John Hancock is not an affiliate of Nutrisense, is not responsible or liable for the Nutrisense services and does not receive individual data from Nutrisense with respect to any John Hancock Vitality member in this program. For clarity:
 

John Hancock does not provide medical advice, is not involved in the services provided by Nutrisense and is not responsible for the accuracy or performance of such services. John Hancock is not responsible for any issues, damages, or losses arising from the use of Nutrisense or other third-party technology, products, or services, including the continuous glucose monitors. The use of Nutrisense or any other third-party technology is at your own risk, and John Hancock makes no warranties or representations, express or implied, regarding the functionality, reliability, or security of such technology. Any concerns or issues related to Nutrisense or third-party technology should be directed to the respective third-party provider.
 

There is no coordination between John Hancock and any health benefits you may receive from an insurance policy, health plan, or any other wellness programs you may be enrolled in.
 

John Hancock does not receive individual data from Nutrisense, nor does it know which customers have obtained a Nutrisense membership. For purposes of research, validation of assumptions and evaluation of future health and wellness offerings, John Hancock may receive aggregated and deidentified data from Nutrisense from time to time.
 

NUTRISENSE IS NOT A DIAGNOSTIC OR MEDICAL SERVICE; NOT A 911 SERVICE: Nutrisense and their professional associates will not provide any information related to the diagnosis, cure, mitigation, prevention, or treatment of any disease or medical condition of the body. Nutrisense’s services are not a substitute for medical care, medical advice, and/or a detailed discussion with your primary care physician or other licensed provider. If you desire such information, please consult your healthcare provider. Please see Nutrisense's website for additional information. If you are having a medical emergency, please contact 911 or your health care professional.
 

Discounted Program Eligibility: The Nutrisense program described above is offered at the specified rates only to registered John Hancock Vitality PLUS members who have completed the Vitality Health Review (VHR) for the current program year. Eligibility is also subject to Nutrisense’s own requirements and is subject to change. Nutrisense only offers its membership to individuals in the United States. Access to the Nutrisense discount through the John Hancock Vitality Program is not currently available for policies issued in Guam, New Mexico, New York, North Dakota, Puerto Rico, and Vermont. At this time, John Hancock does not expect that it will be required to report the value of the Nutrisense membership discount to the IRS as income to the insured. This material does not constitute tax or legal advice and neither John Hancock nor any of its agents, employees or registered representatives are in the business of offering such advice. You should consult Your own tax professional. PLEASE NOTE: The offer of discounted access to the Nutrisense membership is subject to change.
 

Potential Impact on Future Insurance Coverage: Advice from a dietitian resulting from the use of continuous glucose monitors to have diagnostic testing or to see a medical professional for treatment may need to be disclosed in an application for insurance coverage, unless prohibited by law, and thus could affect your access to future insurance coverage and the price of such coverage.
 

Vitality GO is not available with policies issued in New York.
 

HealthyFood savings are based on qualifying purchases and may vary based on the terms of the John Hancock Vitality Program. The HealthyFood program is currently not available in Guam.
 

Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancock.com or via telephone at 888-333-2659.
 

The HealthyMind benefit is not available in New York.
 

Apple Watch program is not available in New York or Puerto Rico. Apple Watches ordered through John Hancock Vitality may not be shipped to addresses in Guam. Once you become a Vitality PLUS member and complete the Vitality Health Review (VHR), you can order Apple Watch by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. After an initial payment of $25 plus tax, over the next two years, monthly out-of-pocket payments are based on the number of Standard Workouts (10,000 to 14,999 steps) and Advanced Workouts (15,000 steps) or the applicable Active Calorie or heartrate thresholds. The step counts required for Standard and Advanced Workouts are reduced for members beginning at age 71+. One-time upgrade fees plus taxes apply if you choose (GPS + Cellular) versions of Apple Watch, larger watch case sizes, and certain bands and case materials. For more information, please visit JohnHancock.com. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.
 

Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. John Hancock Vitality Program rewards and discounts are available only to the person insured under the eligible life insurance policy, may vary based on the type of insurance policy purchased and the state where the policy was issued, are subject to change and are not guaranteed to remain the same for the life of the policy.
 

To be eligible to earn rewards and discounts by participating in the Vitality program, the insured must register for Vitality and in most instances also complete the Vitality Health Review (VHR).
 

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.
 

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