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Get rewarded for your healthy choices with life insurance with John Hancock Vitality

John Hancock Vitality is life insurance that rewards healthy living and helps you save money. There are two versions of the program to choose from — Vitality GO and Vitality PLUS — to match individual goals and interests.

Taking part in Vitality is as easy as going for a walk, buying fresh produce, or keeping up with preventive checkups. Healthy activities logged through the Vitality app or website earn Vitality Points and those points add up to a Vitality Status. The higher your status, the greater your rewards.

Save up to 25% on your life insurance premium with Vitality PLUS*

When you add Vitality PLUS to your life insurance policy, you can earn savings, discounts and other rewards for the healthy activities you're already doing. Rewards may include savings of up to 25% on your life insurance premiums.

John Hancock & Vitality Logos

In addition to the potential for savings on your life insurance premiums, here are some of the other Vitality PLUS rewards and program features:

apple watch

Apple Watch

Earn Apple Watch for $25, plus tax, with regular exercise1

Apple Watch

Earn Apple Watch for $25, plus tax, with regular exercise1

Earn an Apple Watch for an initial payment of just $25 plus tax with regular exercise. Over the next two years, make small monthly payments based on how active you are. Earn 500 Vitality Points from Standard or Advanced Workouts and you’ll pay nothing for that month

amazon prime logo

Amazon Prime

An Amazon gift card toward a one-year Amazon Prime membership when you reach Platinum status three years in a row2

Amazon Prime

An Amazon gift card toward a one-year Amazon Prime membership when you reach Platinum status three years in a row2

Prime members get free shipping, movies and more

Expedia logo

Travel discounts

Exclusive discounts on hotel bookings around the world3

Travel discounts

Exclusive discounts on hotel bookings around the world3

Earn exclusive discounts of up to 50% around the world with Expedia. The higher your Vitality status, the more you save

colored healthy savings logo

HealthyFoodTM benefit

Save money on the healthy foods you buy at the grocery store4

HealthyFoodTM benefit

Save money on the healthy foods you buy at the grocery store4

As part of our HealthyFood benefit, Healthy Savings means you can earn up to $50 in savings per month – and 50 Vitality Points – for purchasing fresh produce at participating grocers

Save up to $120 each month by taking advantage of Healthy Savings promoted items every week when you use your card or mobile app. Not to mention access to nutrition tips, recipes, and the Tufts Health & Nutrition newsletter

Galleri logo

Early cancer screening

Access to the Galleri® multi-cancer early detection test5

Early cancer screening

Access to the Galleri® multi-cancer early detection test5

Galleri can uses a single blood draw to screen for more than 50 types of cancer, many of which do not have a routine recommended screening protocol. Galleri can lead to an earlier cancer diagnosis, allowing for more time to consider different treatment options and the chance for more favorable outcomes

Eligible Vitality members get access to the Galleri®multi-cancer early detection test

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Free health checks

Get better insights into your health with a free annual health check6

Free health checks

Get better insights into your health with a free annual health check6

Monitor your health with a free screening and personalized report from Quest Diagnostics® when you visit one of 2,200 Patient Service Centers nationwide. We’ll automatically record your results, allowing you to earn even more Vitality Points

HealthyMindTM benefit

Take care of your body and mind with tools and incentives to get better rest and premium subscriptions to top-rated meditation apps that boast millions of users around the globe7

HealthyMindTM benefit

Take care of your body and mind with tools and incentives to get better rest and premium subscriptions to top-rated meditation apps that boast millions of users around the globe7

Not interested in the Apple Watch? Get a complimentary Fitbit device instead and check out discounts on other wearable devices and gear from popular retailers like REI

garmin, polar and fitbit logos

Discounts on wearables

Get a complimentary Fitbit and track your sleep and activity with Oura, WHOOP or Garmin. Also check out gear from popular retailers like REI.

Discounts on wearables

Get a complimentary Fitbit and track your sleep and activity with Oura, WHOOP or Garmin. Also check out gear from popular retailers like REI.

multiple gift card images

Gift Cards

Reward yourself with gift cards and other prizes

Gift Cards

Reward yourself with gift cards and other prizes

Reward your healthy achievements with gift cards and other prizes. The more you accomplish, the more opportunities you’ll have to earn rewards from these and other leading retailers

* Premium savings are in comparison to the same John Hancock life insurance policy without Vitality PLUS. The level of premium savings are cumulative over the life of the policy and will vary based upon underwriting status, issue age, policy type, the terms of the policy and the Vitality Status achieved. Premium savings are only available with Vitality PLUS.

 

1. Apple Watch program is not available in New York or Puerto Rico. Apple Watches ordered through John Hancock Vitality may not be shipped to addresses in Guam. Once you become a Vitality PLUS member and complete the Vitality Health Review (VHR), you can order Apple Watch by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. After an initial payment of $25 plus tax, over the next two years, monthly out-of-pocket payments are based on the number of Standard Workouts (10,000 to 14,999 steps) and Advanced Workouts (15,000 steps) or the applicable Active Calorie or heart rate thresholds. The step counts required for Standard and Advanced Workouts are reduced for members beginning at age 71+. One-time upgrade fees plus taxes apply if you choose (GPS + Cellular) versions of Apple Watch, larger watch case sizes, and certain bands and case materials. For more information, please visit JohnHancock.com. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.

 

2. Amazon Prime benefit is not available in New York. Vitality PLUS members who have reached Platinum Status for three consecutive program years are eligible to receive an Amazon Gift Card in the amount of the cost of a one-year membership to Amazon Prime under the annual rate. Cost of tax and/or any upgrades to ad-free Prime Video subscription not included.

 

3. Travel discounts are not available in New York. For Vitality PLUS, travel discounts valid for 3 bookings per program year. For term with Vitality policies with a face amount less than $2,000,000, travel discounts valid for 1 booking per program year. The amount of discount will vary based upon policy type, coverage amount, and the Vitality Member’s Vitality status (Bronze, Silver, Gold, Platinum) and will only apply to the first $1000 of the booking cost. For Vitality GO, a 10% discount is valid for 1 booking per year, only applies to the first $1000 of booking coast and is not impacted by the members Vitality status.

 

4. HealthyFood savings are based on qualifying purchases and may vary based on the terms of the John Hancock Vitality Program. The HealthyFood program is currently not available in Guam.

 

5. The Galleri test is only available to registered John Hancock Vitality PLUS members who are 40 years of age or older and have completed the Vitality Health Review (VHR) for the current program year. For eligible polices with Face Amounts of $500,000 or greater in life insurance coverage, 100% of the cost of the test will be subsidized. For policies with Face Amounts less than $500,000 in life insurance coverage, 50% of the cost of the test will be subsidized. Test eligibility is also subject to Grail’s clinically informed criteria, as well as additional cancer risk factors for those ages 40-49. Please note: for members with multiple policies, the policy with the highest Face Amount in life insurance coverage will determine the subsidy amount of the Galleri offer. The offer of discounted access to the Galleri test is subject to change. Access to the Galleri test through the John Hancock Vitality Program is not currently available in all states. The Galleri test is manufactured and distributed by GRAIL,LLC. John Hancock does not provide medical advice, is not involved in the design or manufacture of the Galleri test and is not responsible for the accuracy or performance of the Galleri test.

 

6. For term polices with face amount below $2Million, the free health check is available in the first year only.

 

7. The meditation portion of the program is compatible with apps such as Breathe, Buddhify, Calm and Headspace. The HealthyMind benefit is not available in New York.

Compare benefits of Vitality GO & Vitality PLUS.

Learn more

You must have an up-to-date WHOOP membership and use an iOS device to earn Vitality points with WHOOP. The WHOOP discount through the John Hancock Vitality Program is not currently available in New York. All WHOOP memberships automatically renew as an annual membership at the then current price. The apparel and accessories discount is not applicable to SportFlex bands, batteries, or packs. Additional fees for shipping WHOOP band or apparel and accessories and tax are dependent on location. Free WHOOP trial memberships are not available in Puerto Rico or Guam.
 

In New York, entertainment, shopping, and travel rewards are not available.

To be eligible to earn rewards and discounts by participating in the Vitality program, the insured must register for Vitality and  in most instances also complete the Vitality Healthy Review (VHR).


Vitality GO is not available with policies issued in New York.
 

For Amazon.com Gift Cards, restrictions apply, see  www.amazon.com/gc-legal for complete terms, restrictions and exceptions.

Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. John Hancock Vitality Program rewards and discounts are available only to the person insured under the eligible life insurance policy, may vary based on the type of insurance policy purchased and the state where the policy was issued, are subject to change and are not guaranteed to remain the same for the life of the policy.
 

The merchants represented are not sponsors of the John Hancock Vitality program or otherwise affiliated with John Hancock or Vitality. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates.
 

Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancock.com or via telephone at 888-333-2659.
 

The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued. Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine if this policy is suitable for your needs. Availability of policies, features, and benefits may vary by state.
 

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.
 

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