Skip to main content
Woman running up stairs

Life insurance to help you live a longer, healthier, better life.

Looking for your retirement account?

Access a network of long-term care providers

Vacation like a travel blogger without breaking the budget

Posted :

Updated :

The Ejmont family on a family vacation


You’re probably sitting at your desk right now thinking, “I need a vacation!” Of course, that thought is immediately followed by a series of reasons why you can’t just pack up and go. Maybe this isn’t the right time to be away from the office or you’re worried that a vacation could make a serious dent in your savings.
 

That’s not the case for the Ejmont family. In June 2015, they overhauled their busy lifestyle to make travel an essential part of it. They turned vacationing into a full-time gig by launching the travel blog “Wanderlust Storytellers.” Along the way, they learned a thing or two about traveling efficiently that could help you plan for your next getaway and stay within budget on your trip. This year, we are lucky enough to have them as a part of our brand ambassador program, in which they share their financial experiences to their followers.

Money-saving tips before you go

1. Skip the hotels.

Wanderlust Storytellers: “We typically stay in apartments booked through home-sharing programs, like Airbnb, as they are much cheaper than hotels. They also generally have a fully operational kitchen so that we can cook and prepare our own meals rather than eat out all the time.”

2. Sign up for loyalty programs. All of them.

WS: “We signed up for as many loyalty programs as we can. They are typically free so what do you have to lose.”

3. Don’t be afraid to book first and pay later.

WS: “We tend to purchase the tickets when the prices are more affordable or when there are some amazing deals available. We often book those on credit cards so we don’t miss a great fare, and just work really hard to pay off the debt quickly. We hate having debt, and so having the pressure to repay it works better for us than having to save for a trip.”

How to save during your vacation

4. Exchange some currency, but not all of it.

WS: “We only exchange enough currency to last us for the first week. After that we will simply withdraw money in the local currency from the ATMs.”

5. Leave your cash in your room.

WS: “We only take what we need for the day and leave the rest in the safe at the apartment or hotel.”

6. Do as locals do.

WS: “We love asking our taxi driver or someone on the streets about where they recommend we should eat. Touristy restaurants never have the best food and tend to be overpriced.

“We also tend to buy food from local supermarkets in order to make our own breakfasts. For lunch we normally stick to street food as it is so much cheaper and at night we will treat ourselves to a proper sit-down meal in a restaurant.”

7. Find the free stuff.

WS: “We find free walking tours in major destinations, and book tours with less-expensive local guides rather than big companies.”

Budgeting after you’re back

8. Penny-pinching to pay down your trip quickly.

WS: “Once we return from a trip it only takes us a few months to repay the trip. During those few months we typically live on a pretty tight budget, so that every spare dollar can go towards repaying our debt.

“The quickest way for us to save money is by simply cutting down on the number of lunches and coffee-dates we have with friends and family. You can catch up with friends and not spend any $$$ — think about catching up at the beach, a picnic, going for a hike with them, etc.

“We also got rid of unused subscriptions at home. Try to live a more minimalistic lifestyle at home, really question whether you are buying something new because you need it, or simply because you want it.”

Finance 101 5 Unexpected Costs of Sending Your Child to College Read more
Finance 101 How to use life insurance for retirement Read more
Finance 101 How—and why—to set up an emergency savings account | John Hancock Read more
Finance 101 15 estate planning terms to add to your vocabulary | John Hancock Read more
Finance 101 Estate planning 101 | John Hancock Read more
Finance 101 Will vs Revocable Living Trust? | John Hancock Read more
Finance 101 4 financial moves for empty nesters | John Hancock Read more
Finance 101 Financial Uncertainty & Your Children | John Hancock Read more
Finance 101 Should you delay retirement? | John Hancock Read more
Finance 101 A guide to managing finances as part of the sandwich generation | John Hancock Read more
Finance 101 Switching life insurance providers: is it worth it? | John Hancock Read more
Finance 101 Understanding Life Insurance Payouts | John Hancock Read more
Finance 101 Should you buy life insurance for family members? | John Hancock Read more
Finance 101 5 lesser known benefits of life insurance | John Hancock Read more
Finance 101 Make winter your best season yet: Tips for taking care of your body and mind | John Hancock Read more
Finance 101 A change in breadwinner, a change in life insurance | John Hancock Read more
Finance 101 What 50 Year-Olds Should Know About Life Insurance | John Hancock Read more
Finance 101 What 40 Year-Olds Should Know About Life Insurance | John Hancock Read more
Finance 101 Approaching Shared Finances With Your Partner | John Hancock Read more
Finance 101 Protecting people like you: The coverage choices your peers are making | John Hancock Read more
Finance 101 Top myths about life insurance and diabetes | John Hancock Read more
Finance 101 How to plan for college if your family finances are changing | John Hancock Read more
Finance 101 The truth about life insurance & smoking | John Hancock Read more
Finance 101 When to tap into your emergency fund | John Hancock Read more
Finance 101 3 budgeting rules to help you save money | John Hancock Read more
Finance 101 How We Define Wealth and How to Reimagine It | John Hancock Read more
Finance 101 Rethinking What It Means to Be Wealthy | John Hancock Read more
Finance 101 You've reset your budget. Now what? | John Hancock Read more
Finance 101 Financial planning, family style | John Hancock Read more
Finance 101 5 simple ways to reset your budget right now | John Hancock Read more
Finance 101 What's a Bull Market & Bear Market? | John Hancock Read more
Finance 101 Can I get life insurance if I have diabetes? | John Hancock Read more
Finance 101 When is the Best Time to Buy Life Insurance? | John Hancock Read more
Finance 101 Relaxation techniques for every personality | John Hancock Read more
Finance 101 Intro to investing | John Hancock Read more
Finance 101 How creating a will helps secure your family’s future | John Hancock Read more
Finance 101 What to do when your parents begin aging | John Hancock Read more
Finance 101 What is term life insurance? | John Hancock Read more
Finance 101 3 myths about employer provided life insurance | John Hancock Read more
Finance 101 Top 5 questions to ask about a life insurance company | John Hancock Read more
Finance 101 Why your company life insurance isn’t enough | John Hancock Read more
Finance 101 How to plan your finances after getting a divorce | John Hancock Read more
Finance 101 Financial lessons of parenthood | John Hancock Read more
Finance 101 Do you have a written financial plan? | John Hancock Read more
Finance 101 Life insurance questions to ask yourself at every milestone | John Hancock Read more
Finance 101 4 new goals for the empty nester | John Hancock Read more
Finance 101 How to Choose the Right Life Insurance Policy | John Hancock Read more
Finance 101 6 tips for choosing a life insurance beneficiary | John Hancock Read more
Finance 101 Top tips when saving for both college and retirement | John Hancock Read more
Finance 101 Small changes, big impacts: why the John Hancock Vitality program works | John Hancock Read more
Finance 101 Five life insurance mistakes to avoid | John Hancock Read more
Finance 101 Life insurance lessons from our founding fathers | John Hancock Read more
Finance 101 Life insurance: what's your number? | John Hancock Read more
Finance 101 Homeowner’s guide to choosing life insurance | John Hancock Read more
Finance 101 Home buyer’s FAQ about life insurance | John Hancock Read more
Finance 101 4 strategies for parents saving for college | John Hancock Read more
Finance 101 The secret of life insurance: get it before you need it | John Hancock Read more
Finance 101 Life insurance defined: 10 terms you need to know | John Hancock Read more
Finance 101 Meditation 101: relief from financial stress | John Hancock Read more
Finance 101 New to parenting? Here’s how to get started on your life insurance policy | John Hancock Read more
Finance 101 Can I Gift Life Insurance? | John Hancock Read more
Finance 101 What's Your Financial Attitude? Take Our Test | John Hancock Read more
Finance 101 The 4 Types of Permanent Life Insurance | John Hancock Read more
Finance 101 Life insurance 101: because you asked | John Hancock Read more
Finance 101 10 Things You'll Need for Your Tax Returns | John Hancock Read more
Finance 101 Your Debt Diagnosis | John Hancock Read more
Finance 101 What is Wealth? A Visual Breakdown | John Hancock Read more
Finance 101 Keys to a healthy debt diet | John Hancock Read more
Finance 101 How to make and keep your financial resolutions | John Hancock Read more
Finance 101 Decoding your offer letter: what to look for beyond salary | John Hancock Read more
Finance 101 Debt doesn’t have to be a four-letter word | John Hancock Read more
Finance 101 Holiday spending sweaters: it can get ugly | John Hancock Read more
Finance 101 Reduce the Stress of Modern Parenting | John Hancock Read more
Finance 101 Putting 5 myths about financial advisors to rest | John Hancock Read more
Finance 101 4 financial skills I wish I learned in high school | John Hancock Read more
Finance 101 Don’t Let Obstacles Stop Your American Dream | John Hancock Read more
Finance 101 12-month plan to buying your first home | John Hanock Read more
Finance 101 How to take charge of your life insurance | John Hancock Read more
Finance 101 Are You In The Sandwich Generation? | John Hancock Read more
Finance 101 Five baby steps to start your family on the right financial path | John Hancock Read more
Finance 101 Budget 101: debunking the 50-20-30 rule | John Hancock Read more
Finance 101 10 things a financial therapist wants you to know | John Hancock Read more
Finance 101 Women and finances | John Hancock Read more
Finance 101 5 Tips to Improve Your Credit Score | John Hancock Read more
Finance 101 Benefits of Outsourcing Your Finances | John Hancock Read more
Finance 101 Why Do I Need an Emergency Fund? | John Hancock Read more
Finance 101 Financial planning misconceptions and why having a plan is important for you | John Hancock Read more
Finance 101 Investing 101: understanding the basics of investing | John Hancock Read more
Finance 101 How to pay down debt and take control of your financial life | John Hancock Read more
Finance 101 8 Tips On How To Save Money On Vacation | John Hancock Read more
Finance 101 Money Management for College Students | John Hancock Read more
Finance 101 The state of the rainy-day fund In America | John Hancock Read more
Finance 101 5 common questions about life insurance | John Hancock Read more
The First Cell with Dr. Azra Raza Read more
Rewriting the End of Life with Dr. BJ Miller Read more
Fixing Food with Dr. Dariush Mozaffar Read more
Podcasts | John Hancock Read more
Financial Insights and Ideas | John Hancock Read more
Forever Strong with Dr. Gabrielle Lyon Read more
The Longevity Opportunity with Dr. Joe Coughlin Read more
Ageless with Dr. Andrew Steele Read more
Longevity Preparedness Index | John Hancock & MIT AgeLab Read more
Longevity Preparedness Index | John Hancock & MIT AgeLab Read more
Longevity Preparedness Index | John Hancock & MIT AgeLab Read more
Longevity Video Series Campaign Individual Consumer Marketing | John Hancock Read more