Get rewarded for your healthy choices with life insurance with John Hancock Vitality
John Hancock Vitality is life insurance that rewards healthy living and helps you save money. There are two versions of the program to choose from — Vitality GO and Vitality PLUS — to match individual goals and interests.
Taking part in Vitality is as easy as going for a walk, buying fresh produce, or keeping up with preventive checkups. Healthy activities logged through the Vitality app or website earn Vitality Points and those points add up to a Vitality Status. The higher your status, the greater your rewards.
Save up to 25% on your life insurance premium with Vitality PLUS*
When you add Vitality PLUS to your life insurance policy, you can earn savings, discounts and other rewards for the healthy activities you're already doing. Rewards may include savings of up to 25% on your life insurance premiums.
In addition to the potential for savings on your life insurance premiums, here are some of the other Vitality PLUS rewards and program features:
Apple Watch
Earn Apple Watch for $25, plus tax, with regular exercise1
Amazon
Enjoy a $139 Amazon gift card when you reach Platinum status three years in a row2
Travel Accounts
Exclusive discounts on hotel bookings around the world3
HealthyMindTM benefit
Save money on the healthy foods you buy at the grocery store4
Early cancer screening
Access to the Galleri® multi-cancer early detection test5
Free health checks
Get better insights into your health with a free annual health check6
HealthyMindTM benefit
Take care of your body and mind with tools and incentives to get better rest and premium subscriptions to top-rated meditation apps that boast millions of users around the globe7
Discounts on wearables
Get a complimentary Fitbit and track your sleep and activity with Oura, WHOOP or Garmin. Also check out gear from popular retailers like REI.
Gift Cards
Reward yourself with gift cards and other prizes
* Premium savings are in comparison to the same John Hancock life insurance policy without Vitality PLUS. The level of premium savings are cumulative over the life of the policy and will vary based upon underwriting status, issue age, policy type, the terms of the policy and the Vitality Status achieved. Premium savings are only available with Vitality PLUS and may not be applicable to all products.
1. Apple Watch program is not available in or Puerto Rico. Apple Watches ordered through John Hancock Vitality may not be shipped to addresses in Guam. Once you become a Vitality PLUS member and complete the Vitality Health Review (VHR), you can order Apple Watch by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. After an initial payment of $25 plus tax, over the next two years, monthly out-of-pocket payments are based on the number of Standard Workouts (10,000 to 14,999 steps) and Advanced Workouts (15,000 steps) or the applicable Active Calorie or heart rate thresholds. The step counts required for Standard and Advanced Workouts are reduced for members beginning at age 71+. One-time upgrade fees plus taxes apply if you choose (GPS + Cellular) versions of Apple Watch, larger watch case sizes, and certain bands and case materials. For more information, please visit JohnHancock.com. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.
2. Vitality PLUS members who have reached Platinum Status for three consecutive program years are eligible to receive an Amazon Gift Card in the amount of the cost of a one-year membership to Amazon Prime under the annual rate. Cost of tax and/or any upgrades to ad-free Prime Video subscription not included.
3. For Vitality PLUS, travel discounts valid for 3 bookings per program year. For term with Vitality policies with a face amount less than $2,000,000, travel discounts valid for 1 booking per program year. The amount of discount will vary based upon policy type, coverage amount, and the Vitality Member’s Vitality status (Bronze, Silver, Gold, Platinum) and will only apply to the first $1000 of the booking cost. For Vitality GO, a 10% discount is valid for 1 booking per year, only applies to the first $1000 of booking coast and is not impacted by the members Vitality status.
4. HealthyFood savings are based on qualifying purchases and may vary based on the terms of the John Hancock Vitality Program. The HealthyFood program is currently not available in Guam.
5. The Galleri test is only available to registered John Hancock Vitality members who are 40 years of age or older and have completed the initial Vitality Health Review (VHR). For eligible polices with Face Amounts of $500,000 or greater in life insurance coverage, 100% of the cost of the test will be subsidized. For policies with Face Amounts less than $500,000 in life insurance coverage, 50% of the cost of the test will be subsidized. Test eligibility is also subject to Grail’s clinically informed criteria, as well as additional cancer risk factors for those ages 40-49. Please note: for members with multiple policies, the policy with the highest Face Amount in life insurance coverage will determine the subsidy amount of the Galleri offer. The offer of discounted access to the Galleri test is subject to change. Access to the Galleri test through the John Hancock Vitality Program is not currently available in all states. The Galleri test is manufactured and distributed by GRAIL,LLC. John Hancock does not provide medical advice, is not involved in the design or manufacture of the Galleri test and is not responsible for the accuracy or performance of the Galleri test.
6. For term polices with face amount below $2Million, the free health check is available in the first year only.
7. The meditation portion of the program is compatible with apps such as Breathe, Buddhify, Calm and Headspace. The Headspace benefit is not available in New York.
* Premium savings are in comparison to the same John Hancock life insurance policy without Vitality PLUS. The level of premium savings are cumulative over the life of the policy and will vary based upon underwriting status, issue age, policy type, the terms of the policy and the Vitality Status achieved. Premium savings are only available with Vitality PLUS and may not be applicable to all products.
1. Apple Watch program is not available in or Puerto Rico. Apple Watches ordered through John Hancock Vitality may not be shipped to addresses in Guam. Once you become a Vitality PLUS member and complete the Vitality Health Review (VHR), you can order Apple Watch by electronically signing, at checkout, a Retail Installment Agreement with the Vitality Group, for the retail price of the watch. After an initial payment of $25 plus tax, over the next two years, monthly out-of-pocket payments are based on the number of Standard Workouts (10,000 to 14,999 steps) and Advanced Workouts (15,000 steps) or the applicable Active Calorie or heart rate thresholds. The step counts required for Standard and Advanced Workouts are reduced for members beginning at age 71+. One-time upgrade fees plus taxes apply if you choose (GPS + Cellular) versions of Apple Watch, larger watch case sizes, and certain bands and case materials. For more information, please visit JohnHancock.com. Apple is not a participant in or sponsor of this promotion. Apple Watch is a registered trademark of Apple Inc. All rights reserved.
2. Vitality PLUS members who have reached Platinum Status for three consecutive program years are eligible to receive an Amazon Gift Card in the amount of the cost of a one-year membership to Amazon Prime under the annual rate. Cost of tax and/or any upgrades to ad-free Prime Video subscription not included.
3. For Vitality PLUS, travel discounts valid for 3 bookings per program year. For term with Vitality policies with a face amount less than $2,000,000, travel discounts valid for 1 booking per program year. The amount of discount will vary based upon policy type, coverage amount, and the Vitality Member’s Vitality status (Bronze, Silver, Gold, Platinum) and will only apply to the first $1000 of the booking cost. For Vitality GO, a 10% discount is valid for 1 booking per year, only applies to the first $1000 of booking coast and is not impacted by the members Vitality status.
4. HealthyFood savings are based on qualifying purchases and may vary based on the terms of the John Hancock Vitality Program. The HealthyFood program is currently not available in Guam.
5. The Galleri test is only available to registered John Hancock Vitality members who are 40 years of age or older and have completed the initial Vitality Health Review (VHR). For eligible polices with Face Amounts of $500,000 or greater in life insurance coverage, 100% of the cost of the test will be subsidized. For policies with Face Amounts less than $500,000 in life insurance coverage, 50% of the cost of the test will be subsidized. Test eligibility is also subject to Grail’s clinically informed criteria, as well as additional cancer risk factors for those ages 40-49. Please note: for members with multiple policies, the policy with the highest Face Amount in life insurance coverage will determine the subsidy amount of the Galleri offer. The offer of discounted access to the Galleri test is subject to change. Access to the Galleri test through the John Hancock Vitality Program is not currently available in all states. The Galleri test is manufactured and distributed by GRAIL,LLC. John Hancock does not provide medical advice, is not involved in the design or manufacture of the Galleri test and is not responsible for the accuracy or performance of the Galleri test.
6. For term polices with face amount below $2Million, the free health check is available in the first year only.
7. The meditation portion of the program is compatible with apps such as Breathe, Buddhify, Calm and Headspace. The Headspace benefit is not available in New York.