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Life insurance to help you live a longer, healthier, better life.

Longer life. Better answers.

At John Hancock, we provide life insurance that helps our customers to live longer, healthier, better lives.

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Live well. Save more. Enjoy better.

John Hancock Vitality helps people build healthier habits by offering rewards, savings, and tools for healthier choices.

Explore Vitality

Longer. Healthier. Better.® Leaders in Longevity

Our six-part documentary series features some of the brilliant minds who are redefining what it means to age well.

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Access my account
  • Life insurance

    Create an account or sign in to our comprehensive service website for easy access to policy details and tools/resources.

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  • Individual annuities

    Access your individual annuities account by signing in or registering for your online account.

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  • Employer-sponsored retirement plan

    Access your retirement account by signing in or registering for your online account.

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  • Investments & IRAs

    View your information or make changes by signing in or registering for your online investments account. Access it by selecting your account type from this

    Select my account type
  • Long-term care

    Create an account or sign in to our comprehensive service website for easy access to policy details and tools/resources.

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  • Find lost or unclaimed policy

    Complete the lost or unclaimed account form if you believe you or a loved one may have an account but don't have any account information.

    Lost or unclaimed account form

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston. MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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Make a payment
  • Life insurance

    Make a premium or loan payment on your life insurance policy by creating an account or signing in to our comprehensive service website.

    Visit our Payment FAQs if you need more information.

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  • Employer-sponsored retirement plan

    Manage the contributions in your retirement account by signing in or registering your online account.

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  • Long-term care

    Make a payment on your long-term care policy by creating an account or signing in to our comprehensive service website.

    Sign in or register

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston. MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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Change my address
  • Life insurance

    Update the mailing address on your life insurance address through your online account.
     

    Visit our FAQs if you need more information about making account changes.

    Sign in or register
  • Individual annuities

    Update your individual annuities address by signing in or registering for your online account.

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  • Group annuities

    Update your group annuities address by completing the online Change of Address form.

    Complete form
  • Employer-sponsored retirement plan

    If your plan allows, update your retirement address by signing in or registering for your online account.

    Sign in or register
  • Investments & IRAs

    View your information or make changes by signing in or registering for your online investments account. Access it by selecting your account type from this menu:

    Select my account type
  • Long-term care

    Update the address(es) on your long-term care policy through your online account.

    Sign in or register

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston. MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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Manage beneficiaries
  • Life insurance

    View and/or update beneficiary details on your life insurance policy(ies) through your online account.
     

    Visit the FAQs for more information about making account changes.

    Sign in or register
  • Individual annuities

    Update your individual annuities beneficiary by completing the online Change of Beneficiary form.

    Complete the form
  • Group annuities

    If your plan allows, update your group annuities beneficiary by completing the Change of Beneficiary form.

    Complete the form
  • Employer-sponsored retirement plan

    If your plan allows, update your retirement beneficiary online by signing in or registering for your online account.

    Sign in or register
  • Investments & IRAs

    View your information or make changes by signing in or registering for your online investments account. Access it by selecting your account type from this menu:

    Select my account type
  • Long-term care

    Please contact us if you have a beneficiary on your long-term care policy and you need to make a change.

    Contact us

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston. MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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Submit a claim
  • Life insurance

    To initiate a claim, visit the life insurance claims center and select the box for the claim you need to file (i.e., death claim, long-term care rider claim, etc.).

    Life insurance claims center
  • Individual annuities

    To initiate a claim, visit the individual annuities claims center.

    Individual annuities beneficiary claim center
  • Group annuities

    To initiate a claim, visit the group annuities claims center.

    Group annuities claim center
  • Long-term care – I am the insured or approved legal representative

    If you are the insured or approved legal representative and need to initiate a long-term care claim, please review the claims overview process then sign into your online account.

    Long-term care claim process
  • Long-term care – on behalf of the insured

    To initiate a long-term claim on behalf of the insured for John Hancock’s review, please complete our short benefit eligibility questionnaire followed by the claim initiation intake form.

    Start claim for insured

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston. MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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Get help
  • Life insurance

    For information and resources about your life insurance policy, visit our online help center.

    Life insurance help center
  • Individual annuities

    For more information and resources, visit the individual annuities help center.

    Individual annuities help center
  • Group annuities

    For more information and resources, visit the group annuities help center.

    Group annuities help center
  • Employer-sponsored retirement plan

    For more information and resources, visit the retirement website.

    Retirement website
  • Investments & IRAs

    For more information and resources, visit the investments help center.

    Investments help center
  • Long-term care

    For information and resources about your long-term care policy, visit our online help center.

    Long-term care help center

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston. MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

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Insure

Protection that helps you live longer, healthier, better.

Protect what matters most
Invest

Guidance to grow your portfolio and build toward your goals.

Invest in your future
Retire

Tools and support for the retirement you earned and the freedom you deserve.

Retire with confidence
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The John Hancock difference

Backed by financial strength you can trust, John Hancock blends a legacy of protection with insights in health, longevity, and technology to offer life insurance that helps customers live longer, healthier, better lives.

Learn more about us
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Turning insight…

Through programs like John Hancock Vitality, eligible customers gain access to tools, technology, resources, and rewards that support prevention and early detection — including Galleri®, GRAIL's multicancer early detection test and Prenuvo. These insights fuel our mission and help us empower healthier choices every day.
Better insights
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…into action.

Insights alone aren’t enough. That’s why we work with partners like the MIT AgeLab to turn what we learn into real-world tools — like the Longevity Preparedness Index (LPI), which shows how ready U.S. adults are to live well and stay comfortable as they age.
Learn more longevity

Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. John Hancock Vitality Program rewards and discounts are available only to the person insured under the eligible life insurance policy, may vary based on the type of insurance policy purchased and the state where the policy was issued, are subject to change and are not guaranteed to remain the same for the life of the policy.

The Galleri test is only available to registered John Hancock Vitality PLUS members who are 40 years of age or older and have completed initial the Vitality Health Review (VHR). For eligible policies with face amounts of $500,000 in life insurance coverage or greater, 100% of the cost of the test will be subsidized. For policies with face amounts less than $500,000 in life insurance coverage, 50% of the cost of the test will be subsidized. Test eligibility is also subject to Grail’s clinically informed criteria, as well as additional cancer risk factors for those ages 40-49. Please note: for members with multiple policies, the policy with the highest face amount in life insurance coverage will determine the subsidy amount of the Galleri offer. The offer of discounted access to the Galleri test is subject to change. Access to the Galleri test through the John Hancock Vitality Program is not currently available in all states. The Galleri test is manufactured and distributed by GRAIL, LLC. John Hancock does not provide medical advice, is not involved in the design or manufacture of the Galleri test and is not responsible for the accuracy or performance of the Galleri test.

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston. MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancock.com or via telephone at 888-333-2659.

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