A comprehensive financial plan includes a thorough analysis of your entire financial picture. Your CFP Professional will look at all aspects of your life, your short- and long-term goals, and then build a holistic plan to help you achieve them. This roadmap will help you stay on track and make important financial decisions down the line.
A comprehensive plan covers every area of personal finance, making it great for people with complex situations. This includes but is not limited to:
A custom financial plan covers certain areas of your financial health based on where you'd like the most help. Your CFP Professional will help you prioritize your goals so you can tackle those most important to you now and focus on other, lower-priority ones sometime in the future.
A custom plan is great for people who feel pretty good about their overall financial situation but are looking for clarity and guidance in a particular area. Each plan is individually tailored, but some of the most common goals we build custom plans for include:
1 Additional cost may apply depending on individual situation
2 Total cost will depend on the topic(s) covered and be agreed upon before the plan is built. If your situation changes, you can update you plan annually for a cost of $250. This includes a meeting with your CFP® to review your situation and update your information, and an updated version of your plan with new recommendations based on what’s changed. Financial planning and investment advice provided by John Hancock Personal Financial Services, LLC (“JHPFS”), an SEC registered investment adviser. Investments: not FDIC insured – No Bank Guarantee – May Lose Value. Investing involves risk, including loss of principal, and past performance does not guarantee future results. Diversified portfolios and asset allocation do no guarantee profit or protect against loss. Nothing on this site should be construed to be an offer, solicitation of an offer, or recommendation to buy or sell any security. Before investing, consider your investment objectives and JHPFS’s fees. JHPFS does not provide legal or tax advice and investors should consult with their personal legal and tax advisors prior to purchasing a financial plan or making any investment. 542LLO-20181203-2