It's life insurance on your terms. Decide how long and how much coverage you need – whether that means $200k for 10 years or $2M for 20 years. Plus, your policy offers a wellness-based program with premium savings and rewards for healthy living.
Benefits
Explore our great coverage options
Term life insurance products
Our products are available in a variety of coverage amounts ($25k - $65M) with varying lengths of time (e.g. 10, 15, 20-years). Term can be purchased directly from John Hancock or through your financial representative, depending on the product that's right for your insurance needs.
For coverage under $3M, get your instant quote and apply online in minutes.
For coverage over $3M, get in touch with our John Hancock team.
Live healthy. Get rewarded.
Life insurance with John Hancock Vitality helps protect your family and rewards the everyday things you do to stay healthy.
Ideas + insights
Boost your financial know-how.
Explore other life insurance offerings
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Permanent life insurance
Death benefit protection that lasts your entire life with cash value that can help you meet your goals.
Learn more -
Final Expense with Guaranteed Acceptance
Helps your family cover items like funeral expenses, medical bills and any remaining debt.
Learn more
For our current customers
Contact us
Life insurance service center
(all states except New York)
Phone: 1-800-387-2747
TTY#: 1-800-832-5282
M-F, 8AM to 6PM, ET
New York service center
Phone: 1-888-267-7781
Fax: 617-572-1571
M-F, 8AM to 6PM, ET
Mail to:
Life Post Issue Services
John Hancock Insurance
PO Box 55979
Boston, MA, 02205
Helpful links
1 Medical exams may not be required on certain term insurance products. Policy issuance is not guaranteed as any life insurance purchase is subject to completion of an application and underwriting approval.
The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued. Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine which policy is suitable for your needs. Availability of policies, features, and benefits may vary by state.
Some riders may have additional fees and expenses associated with them.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116.
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