Our term insurance lets you choose the coverage amount ($250k - $65M) and “term” or duration of your coverage (10, 15, 20, or 30 years*). If the Vitality Plus wellness program is added or included, you could qualify for premium savings and rewards for healthy living.
Benefits
Pay only for the time you need coverage
Enjoy the flexibility of only paying for the length of time you need (e.g. 10, 15, 20, or 30 years* of coverage).
The coverage you want – and the help you need
Our insurance professionals will review your options with you and help you apply for coverage.
Trust your loved ones are protected
Know the people you care for most are taken care of with reliable claims payouts.
Rewards for healthy living
Get rewarded with savings and discounts when you make healthy choices with John Hancock Vitality.
Live healthy. Get rewarded.
Life insurance with John Hancock Vitality helps protect your family and rewards the everyday things you do to stay healthy.
Ideas + insights
Boost your financial know-how.
For our current customers
Contact us
Life insurance service center
(all states except New York)
Phone: 1-800-387-2747
TTY#: 1-800-832-5282
Monday to Friday, Eastern Time Business Hours
New York service center
Phone: 1-888-267-7781
Monday to Friday, Eastern Time Business Hours
Vitality
Phone: 1-888-333-2659
Monday to Friday, Eastern Time Business Hours
Mail to:
Life Post Issue Services
John Hancock Insurance
PO Box 55979
Boston, MA, 02205
Helpful links
Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine if the policy is suitable for your needs
*30-Year Term is not available in New York.
The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued. Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine which policy is suitable for your needs. Availability of policies, features, and benefits may vary by state.
Some riders may have additional fees and expenses associated with them.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancockInsurance.com or via telephone at 888-333-2659.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.
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