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    Term life insurance: just the coverage you need

    Term life insurance: just the coverage you need

    Term life insurance: just the coverage you need

    It's life insurance on your terms. Decide how long and how much coverage you need – whether that means $200k for 10 years or $2M for 20 years. With Vitality Plus, your policy offers a wellness-based program with premium savings and rewards for healthy living.

    Talk to an advisor 
    Talk to an advisor 

    Benefits

    • Pay only for the time you need coverage

      Enjoy the flexibility of only paying for the length of time you need (e.g. 10, 15, or 20 years of coverage).

    • The coverage you want – and the help you need

      Our financial professionals will review your options with you and help you apply for coverage.

    • Trust your loved ones are protected

      Know the people you care for most are taken care of with reliable claims payouts and the flexibility to adjust coverage as your needs change.

    • Rewards for healthy living

      Get rewarded with savings and discounts when you make healthy choices with John Hancock Vitality.

    Explore our great coverage options

    Term life insurance products

    Our products are available in a variety of coverage amounts ($25k - $65M) with varying lengths of time (e.g. 10, 15, 20-years). Term can be purchased through your financial professional, depending on the product that's right for your insurance needs.

    Get in touch with our John Hancock team. 

    Protect your family on your terms.

    Talk to an advisor 
    Embracing couple with their young daughter standing on concrete seafront in sunlight
    John Hancock blue logo and Vitality Logo side by side

    Live healthy. Get rewarded.

    Life insurance with John Hancock Vitality helps protect your family and rewards the everyday things you do to stay healthy.

    Learn more

    Ideas + insights

    Boost your financial know-how.

    View all

    For our current customers

    Contact us

    Life insurance service center
    (all states except New York)

     

    Phone: 1-800-387-2747
    TTY#: 1-800-832-5282
    M-F, 8AM to 6PM, ET


    New York service center

     

    Phone: 1-888-267-7781
    Fax: 617-572-1571
    M-F, 8AM to 6PM, ET

     

    webmail@jhancock.com

     

    Mail to:
    Life Post Issue Services
    John Hancock Insurance
    PO Box 55979
    Boston, MA, 02205

    Manage your policy

    • Life insurance login
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    Take the first step in minutes.

    Talk to an advisor 

     

    The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued. Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine which policy is suitable for your needs. Availability of policies, features, and benefits may vary by state. 
     
    Some riders may have additional fees and expenses associated with them.  
     
    Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. 

     

    Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancockInsurance.com or via telephone at 888-333-2659.

     
    Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116. 
     

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