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    Life insurance offers protection

    Life insurance offers protection

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    • Securing your family's financial well-being today – and down the road — is a top priority. Find the life insurance that helps protect your loved ones while also helping you meet your financial goals and needs.

    Father and daughter studying Japanese plum blossoms

    Take the first step to get life insurance.

    Talk to an advisor
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    Benefits

    Coverage for what you value most

    Ensure the people you love have the financial resources they need.

    Rewards for healthy choices 

    Earn rewards and save up to 15% on your premiums1 for the everyday things you do to stay healthy with the John Hancock Vitality program.

    Control and financial flexibility

    Borrow against your potential cash value to meet your financial needs today or supplement your income in retirement.2

    A head start for your family

    Maximize your legacy to help give future generations the upper hand.

    A life insurance plan for everyone

    • Term life insurance

      Helps provide financial protection for a specific period of time (e.g. 10, 15, or 20 years).

      Learn more
    • Permanent life insurance

      Death benefit protection that lasts your entire life with cash value that can help you meet your goals.

      Learn more

    Your life. Your family. Our priority.

    Talk to an advisor
    Embracing couple with their young daughter standing on concrete seafront in sunlight
    John Hancock blue logo and Vitality Logo side by side

    Live healthy. Get rewarded.

    Life insurance with John Hancock Vitality helps protect your family and rewards the everyday things you do to stay healthy.

    Learn more
    John Hancock Aspire with Vitality logo

    The first and only life insurance designed for people living with type 1 and type 2 diabetes.

    Learn more
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    Portrait of a woodworker in his studio
    John Hancock Aspire with Vitality logo

    The first and only life insurance designed for people living with type 1 and type 2 diabetes.

    Learn more

    Ideas + insights

    Boost your financial know-how.

    View all

    For our current customers

    Contact us

    Life insurance service center
    (all states except New York)

     

    Phone: 1-800-387-2747
    TTY#: 1-800-832-5282
    M-F, 8AM to 6PM, ET


    New York service center

     

    Phone: 1-888-267-7781
    Fax: 617-572-1571
    M-F, 8AM to 6PM, ET

     

    webmail@jhancock.com

     

    Mail to:
    Life Post Issue Services
    John Hancock Insurance
    PO Box 55979
    Boston, MA, 02205

    Manage your policy

    • Life insurance login
    • Vitality program login
    • Aspire login
    • Make an online payment
    • Manage a life claim

    Helpful links

    • Fund information
    • Policy change forms
    • JHVIT money market trust

    Find long-term care information and contacts in our help center.

    Take the first step to get life insurance. 

    Talk to an advisor

    1 Premium savings are in comparison to the same John Hancock policy without the Vitality PLUS program. Premium savings over the life of the policy will vary based upon policy type, the terms of the policy, and the level of the insured’s participation in the John Hancock Vitality program. 

     

    2 Loans and withdrawals will reduce the death benefit and the cash surrender value, and may cause the policy to lapse. Lapse or surrender of a policy with a loan may cause the recognition of taxable income. Withdrawals in excess of the cost basis (premiums paid) will be subject to tax and certain withdrawals within the first 15 years may be subject to recapture tax. Additionally, policies classified as modified endowment contracts may be subject to tax when a loan or withdrawal is made. A federal tax penalty of 10% may also apply if the loan or withdrawal is taken prior to age 59 1/2. Cash value available for loans and withdrawals may be more or less than originally invested. Withdrawals are available after the first policy year. 

     

    The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued. Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine which policy is suitable for your needs. Availability of policies, features, and benefits may vary by state. 
     
    Vitality Rewards may vary based on the type of insurance policy purchased for the insured (Vitality Program Member). 
     
    Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. 

    Aspire is not currently available with the Simple Term with Vitality product or the Final Expense whole life, guaranteed acceptance product sold by John Hancock via our direct to consumer web-based sales process 


    Aspire is not available in New York, Washington, Idaho and Puerto Rico. The benefits available under Aspire can vary depending on whether the insured has Type 1 or Type 2 diabetes, the type and coverage amount of the life insurance policy purchased and the level of Onduo engagement with the John Hancock Vitality Program. Eligibility for an Onduo membership is also subject to Onduo's qualification requirements. Certain aspects of Aspire may change over time. There is no coordination between Aspire and any health benefits you may receive from an insurance policy, health plan, or any other wellness programs you may be enrolled in.

     

    Aspire is offered through life insurance policies with the John Hancock Vitality Program. Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JHAspire.com or via telephone at 877-355-2376.   

    Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116. 
     
    MLINY091820163 

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