Skip to main content Accessibility help
The blue logo for John Hancock
  • Help center
  1. Help center

For financial professionals

  • Life insurance
  • Investments
  • Retirement
  1. For financial professionals

    • Life insurance
    • Investments
    • Retirement
  • For plan sponsors
  1. For plan sponsors
Sign in or register
  • Home

  • Insure

    Insure

    Protect what matters most.

    Explore insure
    • Term life insurance
    • Employer Solutions
      1. Premier Benefit IUL
    • Hybrid solutions
      1. LifeCare
    • Permanent life insurance
    • Vitality
    • Aspire with Vitality
    Life insurance to help you live a longer, healthier life.
    Talk to an insurance professional
  • Invest

    Invest

    Make your money work harder for you.

    Explore invest
    Personalized advice to help you meet your financial goals.
  • Retire

    Retire

    Something you can look forward to.

    Explore retire
    Enjoy what comes next
  • Insights

  • About us

    About us

    Connecting customers and communities.

    Explore about us
    • Community Investment
    • Diversity, Equity and Inclusion
    • Leadership
    • Newsroom
    • Our Culture
    Let’s build better, together
    View current career opportunities
  • Help center

    Help center

    Resources, FAQs, contact information and more.

    Get started
    • Life insurance
    • Retirement
    • Individual annuities
    • Long-Term Care
    • Investments
    • Group annuities
    • Other resources
    Have questions about a product or service?
    See how to contact us
  • Home
  • Insure
    • Explore insure
    • Term life insurance
    • Employer Solutions
      1. Premier Benefit IUL
    • Hybrid solutions
      1. LifeCare
    • Permanent life insurance
    • Vitality
    • Aspire with Vitality
  • Invest
    • Explore invest
  • Retire
    • Explore retire
  • Insights
  • About us
    • Explore about us
    • Community Investment
    • Diversity, Equity and Inclusion
    • Leadership
    • Newsroom
    • Our Culture
  • Help center
    • Get started
    • Life insurance
    • Retirement
    • Individual annuities
    • Long-Term Care
    • Investments
    • Group annuities
    • Other resources
    • Help center
    1. Help center

    For financial professionals

    • Life insurance
    • Investments
    • Retirement
    1. For financial professionals

      • Life insurance
      • Investments
      • Retirement
    • For plan sponsors
    1. For plan sponsors

Your browser is not supported.

To use our website, we recommend using the latest version of Microsoft Edge, Chrome, or Safari.

Life Lessons Scholarships

Life Lessons Scholarships

Rachel Krog - Life Happens Recipient Picture

2024 SCHOLARSHIP RECIPIENT

 

Rachel Krog


“Although I wish circumstances were different, I am filled with gratitude and looking forward to furthering my education with the help of this scholarship.”

Rachael's story

On September 21st, 2018, my dad was announced brain dead after a construction accident resulting in a severe brain injury, many broken bones, and a week in the ICU. A week prior everything seemed normal. The day of my dad’s accident he took my siblings and I to school, we said our goodbyes not knowing it was our last. I think about this often. What if I could have said or did something or maybe even called him that day. Would it have made a difference? Would he still be here? I remember being picked up by my uncle in my 8th grade band class. My uncle, siblings, and I rushed to the hospital not fully understanding or processing what had happened. That car ride was an hour of pure silence, questions, and prayer. Followed by a week of sleeping in a hospital waiting room, even more questions, more prayer, and sadness. 

A back story on my father is that I grew up on his family farm with my four siblings. Here we raised sheep, cattle, and harvested land of corn and soybeans. Unfortunately, my dad suffered from alcoholism, which caused me to grow up slightly differently than other kids. I experienced my dad going to treatment multiple times, money was always tight, and my parents getting a messy divorce all while trying to get through lambing, calving, and harvesting season.  With all this going on my father had to sell his life insurance to keep the legacy of his family farm and our home alive. We all had our own demons to fight, but especially my dad. I am so proud to say that he was three years sober before he passed away. 

Because of the sacrifice of my dad having to sell his life insurance and my parents’ divorce, our whole farm was put into a trust with all five of us kids, which was supervised by my oldest brother. We all own a 5th of the farm, so my responsibilities grew. During our time of difficulty, we had to sell our harvesting land and machinery to keep afloat. Fast forward to now, I am paying for things most 19-year-olds don’t have to like house and farm utilities, feed bills, and college tuition at the University of Nebraska-Lincoln to follow my dreams of being a nurse. 

My father selling his life insurance took a toll on me and my siblings after his passing. We did not have extra money to pay for his hospital expenses or funeral. If my dad had life insurance it would have lessened the stress of paying off many of our farm loans, extra expenses, and could have aided us in paying for college. Because of these circumstances I have always been taught to work hard. I knew if I wanted to go to University I would have to do so through scholarships and my own income. I have had numerous jobs since I was fifteen, but I am currently working two jobs in-between school life, sorority life, and home life. Of course, I wish circumstances were different, but I have grown into someone my thirteen-year-old self and dad should be proud of.

Other recipients

View all
Kathryn Kirk - Life Happens Recipient Picture

Kathryn Kirk

  3 min video

  • Learn more
Lily Plotkin - Life Happens Recipient Picture

Lily Plotkin

3 min video

  • Learn more
Lorena Martinez - Life Happens Recipient Picture

Lorena Martinez

3 min read

  • Learn more
Nina Klug - Life Happens Recipient Picture

Nina Klug

3 min read

  • Learn more

Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.

 

MLINY102424515-2

Individual
  • Annuities
  • College savings
  • Group annuities
  • Life insurance
  • Investments
  • Retirement
  • Rollover
  • Safe-access accounts
  • Travel insurance
Financial Professional
  • Annuities
  • College savings
  • Life insurance
  • Investments
  • Retirement
Plan Sponsor
  • Retirement / TPA
  • Retirement / plan sponsors
  • International group program
About Us
  • Community Investment
  • Diversity, Equity and Inclusion
  • Leadership
  • News
  • Our Culture
Quick Links
  • Careers
  • Help center
  • Lost or unclaimed policy form
  • Contact John Hancock
  • Manulife Global
  • Manulife Investments
  • Manulife Real Estate
  • Manulife Re
  • © 2025 John Hancock
  • Stock Price
  • Privacy & Security
  • Fraud Prevention Center
  • Legal
  • Accessibility
  • Do Not Sell or Share My Personal Information