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References: 

1.GOBankingRates 2017 survey of savings in America
2.How much Americans have saved for emergencies by state
3.The average cost of a roof repair
5.The average spent annually on hospital visits
6.The average monthly electric bill
7.The average monthly cost of childcare
8.Kantar Consulting. (2018). U.S. MONITOR Study. Subscription Database. August 7, 2018.
9.Most common reasons Americans use emergency funds
10.Strategies for saving money to build a rainy-day fund

*This article is intended to promote awareness and is for educational purposes only.  Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. MLINY082218169