You’re good at taking control of your finances and are fearless when it comes to making decisions. You have a base of knowledge that allows you to navigate investing with confidence and you’ve nailed the basics, like investing in your retirement. Sure, you still have a long way to go, but you’re not worried. Seeing your accounts grow gives you confidence that you’re on the right track. But don’t let this self-assuredness turn into overconfidence. Your next step to financial success is to let a professional take charge of your financial future so you can sit back and reap the benefits. Start by asking, “Should I rebalance my portfolio?”

You are very pragmatic when it comes to your finances. You don’t make emotional decisions or impulse buys. Instead, you’re more strategic and analytical (and it’s working!). This has led you to financial stability. Yet, your greatest strength may also be your greatest weakness. You tend to mitigate risk when you could be spending a portion of your money to make more from it. Playing it safe is good, but not if you play it too safe. For you, the next step in your financial journey is to strategically invest your money to give it the chance to grow on its own. Start by asking, “What’s missing from my financial strategy?”

But even though you may feel overwhelmed juggling bills, debt and trying to stick to a budget, you’re not alone. Your greatest strength is your determination to get through even the toughest of times. By reading this far, you’ve already taken the first step toward greater financial security. Your financial goals may seem out of reach, but deep down you have what it takes to make it happen. Start by reaching out to a financial advisor and asking, “How do I start saving for the future in a way that fits my life today?”