Your financial attitude is the emotional driver behind each of your
monetary decisions. Understanding how you are wired to think about money
can help you make a stronger plan for the future and reach your
Take this quiz to discover your financial attitude
Have you considered saving for retirement?
I have a 401(k) through work
I’m not sure where to start
Would you ever seek professional financial help?
Only if I really need to
Are you feeling financially overwhelmed?
Have you started saving?
Do you feel in control of your ﬁnances?
I still have some ways to go
Do you need help organizing and prioritizing your ﬁnances?
Does your monthly income cover expenses and some savings?
You just got an unexpected cash bonus at work,
what do you do with it?
Pay down debts or pay bills
Spend some. Save some.
Are you worried about your finances?
You are focused more on short-term ﬁnancial goals
You are focused on building the best future you can.
You’re good at taking control of your finances and are
fearless when it comes to making decisions. You have a base of
knowledge that allows you to navigate investing with confidence and
you’ve nailed the basics, like investing in your retirement.
Sure, you still have a long way to go, but you’re not
worried. Seeing your accounts grow gives you confidence that
you’re on the right track. But don’t let this
self-assuredness turn into overconfidence. Your next step to
financial success is to let a professional take charge of your
financial future so you can sit back and reap the benefits. Start by
asking, “Should I rebalance my
You’ve played by the rules and it has paid off.
You are very pragmatic when it comes to your finances. You
don’t make emotional decisions or impulse buys. Instead,
you’re more strategic and analytical (and it’s
working!). This has led you to financial stability. Yet, your
greatest strength may also be your greatest weakness. You tend to
mitigate risk when you could be spending a portion of your money to
make more from it. Playing it safe is good, but not if you play it
too safe. For you, the next step in your financial journey is to
strategically invest your money to give it the chance to grow on its
own. Start by asking, “What’s missing
from my financial strategy?”
You’re working hard to change your finances.
But even though you may feel overwhelmed juggling bills, debt and
trying to stick to a budget, you’re not alone. Your greatest
strength is your determination to get through even the toughest of
times. By reading this far, you’ve already taken the first
step toward greater financial security. Your financial goals may
seem out of reach, but deep down you have what it takes to make it
happen. Start by reaching out to a financial advisor and asking,
“How do I start saving for the future in a way
that fits my life today?”