John Hancock Insurance
John Hancock is dedicated to providing innovative life insurance solutions designed to help you address a variety of financial planning needs. With more than 150 years of delivering on our promises and backed by strong financial ratings, John Hancock offers life insurance that can benefit you at all stages of life.
Why Do You Need Life Insurance?
Life insurance can be one of the most important purchases you will make. You want your family or business to be financially secure, to enjoy a comfortable retirement, and even leave a legacy for your children and grandchildren. No matter what your goals are, the unique tax benefits and features of life insurance can help you to achieve them.
Types of Life Insurance
Choosing the right type of life insurance depends on your circumstances and financial goals. Life insurance policies are designed to pay a death benefit when someone dies, but there are usually two basic categories to meet your different needs - term and permanent.
Term life insurance in general, provides death benefit protection for a specific period of time.
Permanent life insurance offers lifetime death benefit protection with a cash value component. This can mean lifetime peace of mind for you and your family.
Different types of permanent life insurance are usually categorized as follows: Universal Life Insurance, Indexed Universal Life Insurance, and Variable Universal Life Insurance. To find out what life insurance solution best meets your needs, visit JohnHancockInsurance.com.
We believe that life insurance should reward you for healthy living. That's why we introduced life insurance with the John Hancock Vitality Program. It's an innovative solution that gives you the protection you need, along with premium savings up to 15% and rewards from national brands for the everyday things you do to stay healthy, like exercising, walking, and eating well.