If anyone in your life counts on you financially, yes. The proceeds from your policy could help replace your income so your family and those left behind can continue on with their lives. Ideally, your policy should be enough to take care of their immediate and long-term financial needs.
The cost is based on a number of factors. From the insured’s age and health status to the amount and duration of coverage. You’ll want to be sure to take into account all of your family’s immediate and long-term expenses.
Regardless of type of life insurance (term or permanent), your beneficiaries can use the proceeds from your policy towards any type of debt or expense: credit cards, mortgage/rent, utilities, healthcare, car payments, college tuition, retirement and more.
Life insurance service center
(all states except New York)
Phone: 1-800-387-2747
TTY#: 1-800-832-5282
M-F, 8AM to 6PM, ET
New York service center
Phone: 1-888-267-7781
Fax: 617-572-1571
M-F, 8AM to 6PM, ET
Mail to:
Life Post Issue Services
John Hancock Insurance
PO Box 55979
Boston, MA, 02205
Find long-term care information and contacts in our help center.
The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued. Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine if this policy is suitable for your needs. Availability of policies, features, and benefits may vary by state.
Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock.
Aspire is not available in New York, Idaho and Puerto Rico. Certain aspects of Aspire may change over time. There is no coordination between Aspire and any health benefits you may receive from an insurance policy, health plan, or any other wellness programs you may be enrolled in. The benefits available under Aspire can vary depending on whether the insured has Type 1 or Type 2 diabetes and the type and coverage amount of the life insurance policy purchased.
Aspire is offered through life insurance policies with the John Hancock Vitality Program. Products or services offered under the Vitality Program are not insurance and are subject to change. There may be additional costs associated with these products or services and there are additional requirements associated with participation in the program. For more information, please contact the company at JohnHancockInsurance.com or via telephone at 888-333-2659. Insurance policies and/or associated riders and features may not be available in all states.
Insurance products are issued by: John Hancock Life Insurance Company (U.SA.), Boston. MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595.
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