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Guaranteed coverage to help your loved ones

Final Expense life insurance with Guaranteed Acceptance

Guaranteed coverage to help your loved ones

Final Expense life insurance with Guaranteed Acceptance

Guaranteed coverage to help your loved ones

Final Expense life insurance with Guaranteed Acceptance

Guaranteed coverage to help your loved ones

Final Expense life insurance with Guaranteed Acceptance

Support your family in their time of loss. With the typical burial costing $8,000 to $9,000,1 whole life insurance helps protect your loved ones from the stress of covering your funeral costs, medical bills or remaining debt. That way, your family is taken care of when it matters most.

Get your life insurance quote online or call us at 1-800-586-5792.


  • Simple process

    Apply online or talk to an agent who can help you understand and purchase your whole life insurance policy. We’ll also help you choose a payment schedule that works for you.

  • Stress-free guaranteed acceptance

    With a guaranteed life insurance policy requiring no medical questions or exams, you and your family can plan for the future without worrying about being rejected.2

  • Trust your loved ones are protected

    Know your family is taken care of with reliable claims payouts and the flexibility to adjust coverage as your needs change.

  • Rewards for healthy living

    Get rewarded with savings and discounts when you make healthy choices with the John Hancock Vitality GO program.3

Final Expense life insurance policy features

•   Available to ages 55-80  

•   Coverage from $2k - $20k

•   Starting as low as $11.60/mo4

•   No medical tests neccessary 

•   Vitality GO included  

•   Consistent cost and coverage5

•   Cash value accumulation potential

The simple way to support your family.

Get your quote
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Live healthy. Get rewarded.

Life insurance with John Hancock Vitality helps protect your family and rewards the everyday things you do to stay healthy.

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For our current customers

Contact us

Life insurance service center
(all states except New York)


Phone: TTY#:
1-800-387-2747 1-800-832-5282
M-F, 8AM to 6PM, ET      


New York service center


Phone: Fax:
1-888-267-7781 617-572-1571
M-F, 8AM to 6PM, ET 


Mail to:
Life Post Issue Services
John Hancock Insurance
PO Box 55979
Boston, MA, 02205

Call 1-800-586-5792 or apply online to take the first steps in minutes.

Get your quote

1 National Funeral Directors Association General Price List Survey, 2017.

2 Benefits are limited in the first two policy years (110% of premiums paid). However, full benefits in the first two years would be paid if accidental death were to occur.

3 Vitality GO is not available with policies issued in New York, Washington & Puerto Rico.

4 Starting rate is for $2,000 of coverage for a 55-year-old female in the John Hancock Final Expense product, policy form series based on state of issue, either: 18FEWL or ICC18 18FEWL. Your payment will be based on your age, gender, and the amount of coverage you select.

5 Claims concerning coverage consistency of coverage are subject to premium and loan-policy provisions and the claims-paying ability of John Hancock.The life insurance policy describes coverage under the policy, exclusions and limitations, what you must do to keep your policy inforce, and what would cause your policy to be discontinued. Please contact your licensed agent or John Hancock for more information, costs, and complete details on coverage to help you determine if this policy is suitable for your needs. Availability of policies, features, and benefits may vary by state. 

Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. 
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595 and securities are offered through John Hancock Distributors LLC through other broker/dealers that have a selling agreement with John Hancock Distributors LLC, 197 Clarendon Street, Boston, MA 02116.